How to Survive without a Salarydeserves to be much more well known than it is. Tim at Canadian Dream : Free at 45 reviewed it a few weeks ago and didn’t seem especially impressed. Other reviews are few and far between.
Buy a cheap copy of How to Survive Without a Salary: Learning How to Live the Conserver Lifestyle by Charles Long 682 - A gently used book at a great low price. Free shipping in the US. Let the stories live on. Charles Long is Tracey McBride’s more macho Canadian counterpart. An Ontario writer and teacher on “alternative lifestyles and country living,” he revised his book How to Survive Without a Salary: Learning to Live the Conserver Lifestyle last year to take new trends into account.
Most readers won't want to duplicate Long’s lifestyle exactly, but all of us can learn from him. The chapter on “Needs” is some of the most useful personal finance writing I’ve ever read. For anyone working towards early retirement or simply trying to live below their means, this book is invaluable. Some of us will be able to translate his ideas into a way to quit or downsize our own jobs as he did.
The Strengths
Charles Long quit his salaried job early in life and eventually moved to the Canadian countryside with his wife and two children. Their lifestyle is based on reducing costs and material needs as much as possible (“conserving”) and using “casual income” to meet their remaining need for cash. “Snowflaking” as popularized by I’ve Paid for This Twice Already is similar to the idea of casual income, but Long’s family uses their version of “snowflakes” to pay for essential needs rather than to reduce debt.
Long and his family make extreme frugality sound normal, even fun. They may not have indoor plumbing (really!), but they do have, as he describes it, “a standard array of offspring, pets, and bulky appliances that signal a rather ordinary middle-class household,” as well as a sizeable country house and an abundance of homemade wine. The beauty of this book is that it helps you realize how you, too, might be able to adjust your needs without giving up quality of life.
It’s easy to misinterpret this book as a back-to-the-land guide to country living, especially when the author keeps throwing in examples like how to get the best deal on roofing felt. However, it’s far more than that. If you pay attention, you’ll notice many examples of “conserving” in the city from both his family and from others. It’s also not a step-by-step guide to quitting your job—he mostly describes what he and his family did after he quit his job. But the techniques he describes would certainly help anyone still on their way to building up a nest egg.
Long’s can spin a good tale, and he’s lived an interesting life. He has an impressively broad and colorful circle of acquaintances and introduces us to characters ranging from perfectly conventional careerpeople to a nomadic salesman. I loved reading the details of how these vastly different people live frugally but well.
Amy Dacyczyn’s Tightwad Gazettebooks introduced me to the idea of “creative frugality.” Dacyczyn’s books will give you lots of examples creative frugality. Charles Long’s book will teach you how to be creatively frugal. The list of questions he gives us for examining a possible need, his thoughtful analysis of the true costs of owning things, and his extensive exploration of secondhand and barter economies teach us how a “conserver” thinks, which is more valuable than any number of examples. Specific thrifty techniques may or may not work depending on needs, wants, resources, and location, but a new way of thinking can be universal.
Long shows that the principles of creative frugality can be applied to any need, no matter how obscure or how complex. He also offers an exceptionally broad look at the alternative economy—thrift stores, auctions, dumps, and barter, to name just a few of the places he shops.
He encourages readers to make the most of their creativity, to believe that they can do things on their own, and to have the confidence to use some of their “unmarketable” skills as sources of casual income. It’s clear that Long loves his lifestyle, and he wants to help other people live the lives they love, too.
The Weaknesses
Long is Canadian, and his brief discussion of healthcare seems to assume that catastrophic coverage is both available and affordable. Anyone in the
He doesn’t spend much time on long-term big-ticket items that worry most of us, like how to support ourselves as we age or how to pay for kids’ college. Long’s “pension plan,” is “a young hardwood forest.” Most of us could use a little more specific guidance.
He also has an interesting blind spot when it comes to debt—his discussion of renting vs. buying assumes that one is able to buy a home without taking on a mortgage! He explains the difference between “good debt” and “bad debt” quite nicely, but doesn’t give any specific ideas on how to eliminate debt. I do think this book still has a lot to offer to those who are in debt, especially if you need to cut your expenses to the bone in order to make progress on paying it off.
Highly Recommended
The chapters “Needs,” and “Casual Income” and the section in “Getting Ready” about material fasts are essential reading. “The Secondhand Market,” “Auction Buying,” and “Alternatives to Buying,” are also packed with great information and interesting stories. If you’re turned off by politics, you may want to skim or skip the preface and the last two chapters, which at certain points deteriorate into screeds against the state of the economy.
How to Survive without a Salary was most recently updated in 2003. It’s now out of print and available from Amazon only at relatively high prices. I believe it’s well worth $15.00 or so, but check it out from your library or request it from interlibrary loan to see whether it resonates with you before buying. According to Worldcat, it’s available at about 300 libraries worldwide
(more on the wonders of Worldcat and other library hacks coming soon).
Sample Resign Letter due to salary problem like poor and insufficient salary package from the employer or company. People resign for salary issues like low salary, salary deductions, pending salary, decrease in salary, salary not being paid regularly or salary delays. we provided multiple letter and application to resign due to salary problem but If you need a different letter please let us know in the comments.
Resignation Letter Due to Deduction in Salary
Dear Sir,
I am writing because I would like to submit my official letter of resignation. I have been working with this company for three years and I have been at different branches all over the world. However I can say that I have not been to a more disorganised branch than this one. My job requires that I travel from branch to branch and hand in my report but over the last six months the my low salary has become a big headache for me and my family.
Salary is something that is fixed each month and in the last six months my salary has been lower and lower due to the deductions without any reason and even my daily wages that I get for my labor supply have been reduced. I have sent various letters to complaint and have even talked to the my head in this company in person for discussions but unfortunately, nothing has been done.
Now finally I am resigning. This has cause me a lot of stress as I also have bills to pay and a family that rely on me to provide for them. I hope that you sort this out for your future employees and I wish you all the best in the future.
Kind regards,
Mr. __
Resignation Letter Salary Not Enough
Respected Employer,
The reason for writing this Email is, I am quitting the job. The reason behind quitting is the lesser salary offered. I am able to find a better job.
Yours Respectfully,
David
How To Survive Without A Salary Charles Long Pdf Free
Want To Resign Due To Poor Salary
Respectable CEO,
Dear Sir,
Most respectfully, I want to inform that I am facing problems at work. One of the main problem is low salary and unfair deductions. I am unable to afford my basics and also find that other employers are paying a better salary for the particular job I am performing at your company.
Therefore, I have decided to quit the job. I can no longer remain in the financial crises being faced right now. Please accept my resignation and consider this application as formal resignation. Further I will complete my notice period as per our contract.
Yours Sincerely,
Name
Resignation Letter Salary Settlement
The HR Manager
Respected sir,
With all due respect it is stated that I have been a part of your business from last 3 years, and my performance is up to the mark. I have always been a pro and punctual employee and have given my best. But I feel that the salary I am receiving for the job is lesser as compared to the performance. I would like to serve an organization which will respect my talent and efforts and would pay me what I deserve.
Today (Date) I am resigning from this job as I am looking for a better opportunity. I would appreciate if you clear my payment for this month. Thanks.
Regards,
Ali
Resign Letter Due to Salary Increment
The Manager Human Resource,
Dear Sir,
It is humbly submitted that I am working in your esteemed company as Manager I.T for the last ten years. I have had a good time with here but now I am getting some salary issues for the last three months due to which it is regretted to inform that I am unable to continue my services with your esteemed company.
I have also not been rewarded annual increment this year which was due since last December. Now I am facing financial issues and I am unable to fulfil even basic needs at home.
I, therefore, hereby resign from my services and request your kind honor to accept it and issue my experience letter. I assure you that I will complete all my pending assignments before leaving and also train the other person (if required) who will look after my duties.
I hope you will accept my resignation for above mentioned reasons.
Yours Truly,
Danial Slim,
Manager I.T
How To Survive Without A Salary Charles Long Pdf File
Email of Resignation Due to the Salary Issue in anger
The Placement Manager,
High Bottles,
xyz, UK
Respected Madam,
With best regards, I am writing this email to inform you about my resignation from the job.
I have been serving this company since 3 years. Many times I have been ignored by the senior management in regard of my promotion. I have been promoted once but not given any fringe benefit in my salary. I have submitted my request several times showing the loyalty. No response have been given by the concerns in reply.
Now I am resigning from the company after being mistreated here several times. I shall handover all the job assets to this office today. Thank you
Yours Dutiful,
Kim
Resignation Letter to the Company for Not Sufficient Salary
The Manager HR,
Dear Sir,
It is with regret that I tender my resignation from the post of store in-charge on account of insufficient salary.
As you know, I have been working efficiently for one year in the company and my performance is admired by all senior officers and colleagues time to time.
I am sorry to inform you that salary which the company is offering is insufficient as compared to my expenses. Irony is that no increment is added in this salary since my date of appointment. Having seen the static growth in terms of earning, I have been desperate and forlorn.
How To Survive Without A Salary Charles Long Pdf Document
You are requested to accept my resignation by virtue of insufficient salary and give clearance at your earliest.
With regards
XYZ
Store In-charge
Resignation Letter for Insufficient Salary
Respected HR Manager,
With effective from today, I am resigning from this company because of insufficient salary package.
I have been struggling with my personal financial life. It is becoming very hard for me to make the ends meet with the package given. I have a family member to take care of as well as my own needs. With my current salary I can’t even fulfil my everyday needs properly.
I had been requesting my boss to give me a raise but there was no luck there. So, I am leaving this job to find a better one which can offer me just enough to increase my standard of life.
Thank you
Moon
Resignation Letter for Not Sufficient Salary
Respected Sir,
I hope you are good in health. I am writing this letter to inform about my problem. First of all I am very thankful to you that you provided me the job when I need it the most. You helped me a lot in every possible way. But the salary is low according my duties and time I spend on the job.
As my shift starts from 8 am and continues till 9PM. I continuously work with only 15 minutes of lunch break. I think I am giving my hundred percent to you but my pay does not reflect my efforts. So after so many requests to HR and company I am resigning from the post of manager today.
Thanks,
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Manager Production